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Are you fully protected?

from "UK Landlord" magazine, July 2009

Eddie Hooker, Managing Director of Hamilton Fraser Insurance, discusses the types of cover a landlord should always consider.

I have great tenants and my property is safe thanks, I don't need to talk about protection.do I?

You may feel that things are as right as rain with your property and your tenants at the moment, but you never know what life has in store. A fire, flood or malicious damage by your tenant could affect you at any time and could be a stressful and expensive experience, especially during the current economic climate. It is sad but true that most people do not understand the importance of insurance until they have a claim. The insurance needs of a landlord are very specific and specialised. They are different from the needs of ordinary homeowners and are rarely met in full by standard home insurance policies. They are best met by a policy specifically designed to meet the needs of a landlord.

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